PhilHealth Contribution Calculator
Estimate the total monthly premium, employee deduction, employer share, and the kasambahay employer-borne amount.
Calculate PhilHealth premiums
Your estimate
Enter the details and calculate.
Related guides and calculators
PhilHealth contribution table · Payroll calculator · SSS calculator
Direct answer
The PhilHealth premium used here is 5% of monthly basic salary, subject to a ₱10,000 floor and ₱100,000 ceiling. For employed members, it is ordinarily divided equally between employer and employee.
Formula and example
| Total premium | Applicable salary base × 5% |
| Employee share | Total premium ÷ 2 |
| Employer share | Total premium ÷ 2 |
| Salary base | ₱10,000 minimum; ₱100,000 maximum |
Example: At ₱30,000 basic salary, the premium is ₱1,500. Employee and employer ordinarily pay ₱750 each.
What the result tells you
- The salary base after the floor or ceiling
- Total monthly premium
- Employee deduction and employer cost
- Kasambahay cost shifting below ₱5,000
Official basis and update status
Checked September 2026 against the official PhilHealth employer contribution table and payment procedures. Confirm current issuances before payroll.
Frequently asked questions
What premium rate is used?
The calculator uses 5% of the applicable monthly income base.
How is the premium divided?
For employed members, it is ordinarily divided equally between employer and employee.
What is the income floor?
The calculator applies a ₱10,000 minimum premium base.
What is the ceiling?
The calculator caps the premium base at ₱100,000.
What about a kasambahay below ₱5,000?
The household employer is shown bearing both shares.