PhilHealth and Pag-IBIG Contribution Tables 2026: Rates and Employer Share
The 2026 PhilHealth premium rate is 5% of monthly basic salary (split evenly, ₱10,000 floor to ₱100,000 ceiling), and the 2026 Pag-IBIG rate is 2% employer/2% employee capped at a ₱10,000 Monthly Fund Salary. This guide walks through both current contribution tables, how to compute them correctly, and what happens when an employer deducts but fails to remit.