Unremitted SSS Contributions: What Employees Can Do
If an employer deducted SSS contributions but did not remit them, verify the missing months, preserve payroll proof and use the current SSS complaint process.
If an employer deducted SSS contributions but did not remit them, verify the missing months, preserve payroll proof and use the current SSS complaint process.
The 2026 PhilHealth premium rate is 5% of monthly basic salary (split evenly, ₱10,000 floor to ₱100,000 ceiling), and the 2026 Pag-IBIG rate is 2% employer/2% employee capped at a ₱10,000 Monthly Fund Salary. This guide walks through both current contribution tables, how to compute them correctly, and what happens when an employer deducts but fails to remit.
The 2026 SSS contribution rate is fixed at 15% of the Monthly Salary Credit, split 10% employer and 5% employee, under the final tranche of Republic Act No. 11199’s rate schedule. This guide walks through the current contribution table, how to compute it correctly, and what happens when an employer underpays or fails to remit.
Learn how to use a net pay calculator in the Philippines to estimate take-home salary after SSS, PhilHealth, Pag-IBIG and withholding tax deductions.